Long Term Care Insurance for Doctors, Attorneys, Accountants, and Self-Employed Business Owners.
 
Long Term Care Cash
Toll Free: 877-237-0500
Atlanta, GA: 678-994-2057

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Disability Insurance/Long Term Care Insurance Comparison

Why Long Term Care Cash?

Details
Disability Insurance
Traditional LTC
Long Term Cash
Eligibility
Cannot work due to sickness or inujry
Cannot perform 2 of your 6 ADLS or one cognitive impairment or are cronically ill.
Cannot perform 2 of your 6 ADLS or one cognitive impairment or are cronically ill.
Maximum Benefit
60% of W-2,
maximum up to $15,000 per month.
$12,000
per month
$12,000
per month
Inflation Rider 5% Compounding
Inflation starts when disability occurs.
Inflation starts at the first day of policy.
Inflation starts at the first day of policy.
Maximum Payout Age
Age 65
Lifetime
Lifetime
Premium is
Tax Deductible
No
Yes
Yes
Tax-Free Benefits
No
Yes
Yes
Coverage for Spouse
No
Available with discount.
Available with discount.
Benefits paid in Cash
Yes, but taxed.
No, reimbursement
to provider.
Yes, tax free.
ROP Rider (If Benefit is not used, total premium payed will be returned tax free)
Not Available
Not Available
Yes, Tax Free
Association Discount
No
No
Yes, 5% Discount for AAPI Members.
World Wide Coverage
No
No
Yes
General Premium Comparison
Male Age 50
$9,000 Benefit
$790.49
per month
$280.15
per month

$258.54
per month

 
 

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Long Term Care CASH • 6330 Primrose Hill Ct. Ste 204 • Norcross, GA 30092
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