Disability
Insurance/Long
Term Care Insurance
Comparison
Why Long Term
Care Cash?
Disability
Insurance
Traditional
Long Term
Care Insurance
Long
Term Care CASH Insurance
ELIGIBILITY
You
qualify
for short/long
term disability
due to
any sickness
or accidental
injury.
You
qualify
for LTC
when you
cannot
perform
2 of your
6 ADLs
or one
cognitive
impairment
or
are cronically
ill.
You
qualify
for LTCASH
when you
cannot
perform
2 of your
6 ADLS
or one
cognitive
impairment
or
are cronically
ill.
PRODUCT
COMPARISON
-
Maximum
benefit
amount
60% of
your income.
- Benefit
amount
received
is taxable.
- Benefits
terminate
at age
65.
- No spouse
coverage
available
if he/she
is a homemaker.
- Benefits
available
only within
the U.S.A.
- No AAPI
discount.
-
Maximum
benefit
amount
between
$9,000-$12,000
- Benefits
are paid
directly
to the
facilities
when you
use them.
- Lifetime
Benefits.
- Spouse
coverage
available
with discount.
- Benefits
available
only within
the U.S.A.
-
Maximum
benefit
amount
between
$9,000-$12,000
- Benefits
received
are Tax
Free
- Benefits
are paid
directly
to you
-- IN CASH.
- Lifetime
Benefits.
- Spouse
coverage
available
with discount.
- Benefits
available
worldwide
- AAPI
members
get 10%
discount
RATES
- MALE
AGE 50
- MONTHLY
PREMIUM
FOR A
BENEFIT
AMOUNT
OF $9,000
